Nonprofit and Social Services

I’m going to tell you a story I’d rather not tell—but I think it’s important. Because we made a mistake with a client, and that mistake...

In late May of 2025, I was driving to Richmond when I saw something that made me slow down and do a double take. On the side of the...

Let me tell you a story about a Maryland childcare business owner I helped. It's a story about big wins, unexpected setbacks, and how the...

If you run a group home, in-home care agency, or adult day program for individuals with intellectual and developmental disabilities (IDD)...

When you finally invest in Directors and Officers (D&O) insurance, there’s a sense of relief. Your leadership team is protected, your...

When you think about Directors and Officers (D&O) liability insurance, you might imagine Fortune 500 companies with massive boards and...

In 2025, businesses and organizations seeking sexual abuse coverage are facing a stark reality: higher premiums, lower limits, and more...

Umbrella insurance coverage is becoming more expensive in 2025. Many of the people buying Business Insurance in Frederick are wondering...

The insurance programs for service providers catering to individuals with intellectual and developmental disabilities (IDD) share many...

This article will give you a guide on the kinds of insurance you need to buy as a service provider to the intellectually and...

Running a home health agency is all about helping people live their best lives in the comfort of their own homes. This is something...

Every year, when I read the Zywave Marketplace Report, I try to connect the macroeconomic insights in the report with the microeconomic...

I’m excited to share a story that shows how one simple change can save a business a ton of money on workers' compensation insurance. It’s...

What Nonprofits and Social Services Should Expect from Insurance in 2025 I finished reading the Zywave Marketplace Report.  Most people...

A while back, I asked a Nonprofit leader what he saw as the 4 greatest challenges to running a nonprofit.  His answer is the basis for...

What you’re trying to do is maximize your odds of success.  You do that by running a great negotiation system.

What is Terrorism Coverage? I usually get this coverage right as a customer is signing the paperwork to buy their policies.  Customers...

It doesn’t matter the kind of business that I’m working with, Independent Contractors create confusion.  Counseling Organizations will...

There aren’t many pleasant parts of the insurance transaction. I measure it based on degrees of pain.  In my opinion, workers...

I don’t mean to sound like an alarmist… but I actually do.  My job is to help educate social service organizations about the possible...