Insurance for Entrepreneurs
Maryland Service Providers to the Intellectually and Developmentally Disabled
Empowering Maryland’s Most Dedicated Caregivers
Every day across Maryland, service providers to the intellectually and developmentally disabled (IDD) are making a profound difference. Whether you offer residential support, day programs, job coaching, behavioral health services, or direct personal care, your work is vital — and it deserves a support system as strong as the one you provide.
I specialize in offering insurance solutions, risk management advice, and professional resources tailored specifically to Maryland service providers to the intellectually and developmentally disabled. Our mission is to protect your mission, so you can focus on empowering the individuals and families you serve.
Who I Serve
My clients include:
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Residential Support Agencies
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Day Habilitation Programs
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Behavioral Health Providers
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Vocational Rehabilitation Programs
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Supported Employment Services
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Respite Care Providers
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Educational and Advocacy Organizations
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Transportation Services for IDD Clients
Whether you’re a large multi-site organization or a small local nonprofit, we can build a program that fits your unique size, scope, and mission.
The coverages I advise on
Affordable Insurance Coverages for Maryland IDD Service Providers
While insurance for service providers is not cheap, there is a way to make sure you that you are getting the best deal from the marketplace:
Choose one Broker
Insurance brokers don’t decide how much you pay, insurance underwriters do. Choosing one broker to take you to the marketplace is easier for you, maximizes transparency, and creates trust with underwriters.
Create Competition Between insurance companies
The key here is to approach the right companies that want to insure your organization and explain their opportunity to win your account. Then when you have multiple companies competing for you, that’s when you can get the best terms.
View Results From the Entire Marketplace
Analyze Results from each of the key competitors. Use that information to either create more leverage or understand why you’re receiving the best deal.
Stay on Good Terms With the Underwriters, and Don’t Shop Every Year
Underwriters get bombarded with submissions from the same companies every year. They push those companies off to the side. Create competition by staying out of the marketplace until it’s really time to be serious about shopping. 3-5 years is a good time frame.
How to Choose a Trustworthy Insurance Broker for Maryland IDD Service Providers
Choose a Broker with Experience in Your Industry
Insurance brokers with experience in your industry will know the challenges you are likely to face and can help you navigate them.
Ask Them to Detail Which Companies They Will Use
A broker that knows your space should be able to list out the most competitive companies, what they want to insure, and how to get their attention.
Ask About the Risk Management Advice They Can Provide
Risk management needs are specific by industry. They are useful for creating a safe workplace. They are also necessary for grabbing the attention of underwriters and obtaining compelling offers from the insurance marketplace.
Ask About the Customer Support Levels
A quality insurance broker will be able to pair you with knowledgeable customer service representatives, claims advocates, and other valuable people.
What is the Long-Term Renewal Game Plan?
If there is no plan after year one, by year three you will feel neglected. Long-term relationships can only be built on long-term plans.
Your Mission is Too Important to Leave Unprotected
Here’s how you can get started today:
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Schedule a Consultation: We'll learn about your services, clients, and risks.
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Risk Review & Custom Plan: We'll recommend the best coverages for your operations.
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Ongoing Support: We'll be your ongoing resource for updates, renewals, and claims.
➡️ Schedule Your Free Consultation Today.