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Employment Practices Liability Insurance Maryland

Protect Your Maryland Business from Costly Employee Lawsuits

If you're a business owner in Maryland, you're likely juggling countless responsibilities—hiring, managing staff, maintaining compliance, growing your bottom line. But what happens when an employee claims wrongful termination, harassment, or discrimination?

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That’s where Employment Practices Liability Insurance (EPLI) steps in.

What Is Employment Practices Liability Insurance?

Employment Practices Liability Insurance (EPLI) helps protect your business from lawsuits brought by current, former, or potential employees alleging things like:

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  • Wrongful termination

  • Sexual harassment

  • Discrimination (race, age, gender, disability, etc.)

  • Retaliation

  • Failure to hire or promote

  • Breach of employment contract

  • Emotional distress and more

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Whether the claims are true or not, they can cost your business tens of thousands in legal fees—sometimes even more.

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Why Maryland Businesses Need EPLI Coverage

Maryland is known for being a pro-employee state. Over the years, the state has added multiple worker-friendly laws, making it easier for employees to bring claims against their employers. That means even small and mid-sized businesses are increasingly at risk.

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Quick Maryland EPLI Stats:

  • Maryland employees can file claims under both state and federal employment laws.

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  • Smaller Businesses with less sophisticated HR practices can be more vulnerable to a lawsuit, even though there are less people in the firm.

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Translation? If you have employees in Maryland, EPLI isn’t optional—it’s a necessity.

How to Get EPLI Coverage in Maryland

I make it easy for Maryland business owners to get EPLI protection tailored to their size, risk, and budget.

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Step 1: Schedule a Free Consultation

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We’ll discuss your business, growth plans, and employee count.

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Step 2: Get a Custom EPLI Quote

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I shop top-rated carriers to find the right fit for your business and budget.

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Step 3: Secure Your Policy and Relax

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I’ll walk you through the policy details, coverage limits, and endorsements to ensure you're fully protected.​​​​​

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How Much Does EPLI Cost in Maryland?

EPLI premiums in Maryland vary based on:

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  • Number of employees

  • Past claims history

  • Industry

  • HR practices and procedures

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On average, small Maryland businesses pay between $1,200 and $3,500 annually for EPLI coverage. Larger businesses or those with riskier histories may pay more.

Get Employment Practices Liability
Insurance in Maryland Today

Ready to Protect Your Business?

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Don’t wait until there’s a lawsuit. Protect your business now with Employment Practices Liability Insurance in Maryland—custom-built for entrepreneurs who care about doing things right.

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📞 Call now for a free consultation


📅 Book a 15-minute EPLI strategy call


📨 Get a custom quote today

 

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